Family takaful provides you with a protection and long-term savings. You or your beneficiary will be provided with financial benefits if you suffer a tragedy. At the same time, you will enjoy a long-term personal savings be cause part of your contribution will be deposited in an account for the purpose of savings.

You will be able to enjoy investment returns from the savings portion based on a pre-agreed ratio. When you participate in family takaful, you will contribute a certain amount of money to a takaful fund. You will undertake a contract (aqad) for part of your contribution to be in the form of participative contribution (tabarru’) and the other part for savings and investment.